An Introduction to the Role of the Insurance Adjuster

| Friday, November 4, 2011
By Ed Hulse


In simple terms the role of the insurance adjuster is to investigate the claims people make under the terms of their policy. This means they will look at whether property has been damaged, whether someone has suffered bodily injury and so forth. Once they have finished looking at a claim they then decide what people are owed, by whom and what amount.

Most of them will usually be employed by an insurer. However there are some exceptions. These are usually people who have been directly employed independently by a client in order to make sure they can make a claim.

In terms of education it is often sufficient to have a bachelor's degree. A lot of companies offer in house training in order to make sure they have the right level of training needed. Often employers will look for someone who has had previous experience in specific industries so they have a better understanding of the risks involved.

The job is very analytical. It involves a lot of work interviewing people in order to find out what has occurred and where the fault potentially lies in any particular claim. They will also often have to check legal documents in order to make sure they have been accurately filled in.

Most of them are employed directly by a company in order to verify claims. Some of them do get hired independently and this will usually be by customers who want to show that their claims have been verified by a professional. In both cases it is important to be discrete and to analyze their claims professionally.

A good thing about the role of the insurance adjuster is that it is often interesting with a wide variety of claims and people to interact with. Unfortunately the hours are often anti social as they need to be ready to work with clients during times that are convenient for them and often have to react at short notice in the event of a disaster. Look online to find out more about this role and any potential vacancies with an insurance company.




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