Did You Know These Facts About Workers Compensation Atlanta GA

| Saturday, November 5, 2016
By Catherine Wright


It is common for accidents to occur in the process of work. When an accident occur in the job duty, it is the responsibility of the employer to ensure that the worker get appropriate medication. If you get injury during working and you qualify for Workers Compensation Atlanta GA, you are eligible to medical treatment, payment to time off work as you undergo treatment, a compensation treatment for any kind of disability arising from injury or a job retraining if at all you are unable to return to your old job.

In Atlanta city, there are laws which were put in place to employees who are injured in this process of work. Initially, the system which was used needed lawsuits against employers was found not to be effective. Often, the negligence by the workers was difficult and impossible to prove. To add, the legal process that was used consumed a lot of time and was also expensive with no compensation paid to the employees. The compensation law was thus introduced to provide statutory solutions to this problem. Workers compensation therefore became a new form of insurance which all employers should obtain to protect the workers.

However, you should know that not all injuries are by the law even if the injury took place on the job. In order for an injury to be fully covered, the harm suffered by the worker must have been caused by an accidental injury while undertaking work related tasks in ones place of employment. This means that just because an individual is hurt while working on the job may not be enough for the insurance to apply. To add, if you can prove that you had a disease related situation in your occupation, you can also be entitled to the benefits.

In establishing whether a given injury falls under insurance coverage, it is crucial that the insurance policy is only applicable to employees. The law elaborates clearly who is a covered employer or a covered employee. Therefore, to get coverage benefits there should exist a good relationship between the workers and their employers.

If the genuine relationship between employers and employees is in existence, then the next factor that is considered is whether the injury was a genuine accident. That is, it happened by chance or without design.

Exception to the accident requirement is occupational illness. These are diseases which are caused by the nature of the circumstances surrounding the job environment. Some form of skin, lungs or eye disease is examples of illness which may have been caused by long term exposure to chemicals used on the job. Such conditions may result to a worker being covered by the insurance even though there was no specific accident.

For a harm to be covered by the insurance, it must arise out of employment. This means that the condition in which the worker was supposed to perform a given task resulted to injury. The focus of this factor is on exposure of the employee to danger as a result of job requirement.

Additionally, for a compensable injury claim, the harm must be in the course of employment. Here, the attention is focused on the place, time as well as circumstance of the injury. If the harm occurs during work period, place of work and performing their duties when it took place, the harm is said to arise in the course of employment.




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