While it is all well and good for communities to support and spend money with small businesses, there is a dark side to this for those who work for these entities. Small business owners are not always required to provide Workers Compensation Atlanta GA. When they fail to protect their employees in this way, it often results in putting people in dire straights.
The jobs most likely to result in injuries are often the jobs least likely to provide this very coverage. Construction bosses typically will keep only enough people in their employ to get the work done without going over the number necessary to require this insurance. This means that a serious injury winds up being a catastrophic situation for the worker and their family.
Very few subcontractors have any sort of health coverage, so a work related injury winds up coming out of their own pockets. Pockets that are no longer being filled by their weekly wages due to their injury. They are forced to shoulder the cost themselves, and often they wind up being forced into retirement with a small penance from Social Security Disability.
A Georgia resident who has never had their wages taxed may never pay into SSI, and their retirement allotment is likely to be less than a thousand dollars per month. With the cost of living in Georgia being fairly high, this amount is often insufficient to support even the individual. Trying to support a family on it becomes nearly impossible.
This is a sad fact when one realizes how affordable this coverage can be for general contractors, store clerks, landscaping companies, or any other small employers to provide. It can help to ensure that an injured employee receives better care for their injuries. Better care means greater likelihood that the employee will return to the work force, and very likely return to their old job.
Georgia is one of several states who provides work comp carriers with a subsequent injury trust fund. Most injured workers desperately want to get back to work, and this fund helps to make that possible. Small businesses cannot always afford to provide any sort of short term disability, and the injured worker will endure hardship until they are able to get back to work.
The trust fund reimburses the carrier for all re-injury claims. This reimbursement is provided even if the employee no longer works for the company where they were injured at originally. This allows the employer to continue providing this coverage to all employees without seeing huge premium increases due to the injury of one or two people.
Those who provide a community with employment opportunities should be encouraged by their employees, and their community at large, to grant their people this coverage. Premiums are generally very reasonable, and can even be lowered when they implement safety measures not provided by every company. Workers are able to rest easy knowing their employer has their best interests seen to.
The jobs most likely to result in injuries are often the jobs least likely to provide this very coverage. Construction bosses typically will keep only enough people in their employ to get the work done without going over the number necessary to require this insurance. This means that a serious injury winds up being a catastrophic situation for the worker and their family.
Very few subcontractors have any sort of health coverage, so a work related injury winds up coming out of their own pockets. Pockets that are no longer being filled by their weekly wages due to their injury. They are forced to shoulder the cost themselves, and often they wind up being forced into retirement with a small penance from Social Security Disability.
A Georgia resident who has never had their wages taxed may never pay into SSI, and their retirement allotment is likely to be less than a thousand dollars per month. With the cost of living in Georgia being fairly high, this amount is often insufficient to support even the individual. Trying to support a family on it becomes nearly impossible.
This is a sad fact when one realizes how affordable this coverage can be for general contractors, store clerks, landscaping companies, or any other small employers to provide. It can help to ensure that an injured employee receives better care for their injuries. Better care means greater likelihood that the employee will return to the work force, and very likely return to their old job.
Georgia is one of several states who provides work comp carriers with a subsequent injury trust fund. Most injured workers desperately want to get back to work, and this fund helps to make that possible. Small businesses cannot always afford to provide any sort of short term disability, and the injured worker will endure hardship until they are able to get back to work.
The trust fund reimburses the carrier for all re-injury claims. This reimbursement is provided even if the employee no longer works for the company where they were injured at originally. This allows the employer to continue providing this coverage to all employees without seeing huge premium increases due to the injury of one or two people.
Those who provide a community with employment opportunities should be encouraged by their employees, and their community at large, to grant their people this coverage. Premiums are generally very reasonable, and can even be lowered when they implement safety measures not provided by every company. Workers are able to rest easy knowing their employer has their best interests seen to.
About the Author:
If you are searching for the facts about workers compensation Atlanta GA locals can come to our web pages today. More details are available at http://juliericelaw.com now.
0 comments:
Post a Comment